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tessel advisory

Insurance, measured where it happens.

Insurance runs on queues (claims, quotes, renewals) and every queue is worked in the order things landed unless someone designs it otherwise. Most of our insurance engagements are about deciding the order on purpose, and then handing the queue to the people who run it.

S.02 · 9 engagements · 2 published

On the record in insurance.

Insurance 2025

Claims triage copilot at Meridian Mutual

A copilot that reads the claim, proposes the route and shows its evidence: built with the claims team, handed to them in twelve weeks.

−41%
claims-processing time

Digital & AI

Read the case
Insurance 2026

Second year at Meridian Mutual

The handover year: their team took the copilot, the runbooks and the evaluation harness, and we stopped billing.

92%
of claims triaged before a person

People & Organisation

Read the case

The full record 

64cases

Every engagement we are allowed to name, each with the figure agreed at the start.

All cases

What is going wrong.

01

Claims worked in arrival order

A simple motor claim waits behind a complex liability one, and the adjusters can do nothing about it at volume.

02

Pricing that has not been tested on a live quote

Rate changes are modelled, approved and only then discovered to be uncompetitive.

03

Systems the consultants left behind

A copilot works, the invoice keeps arriving, and nobody in-house owns the thresholds.

What we do about it.

All six services
P.03

Triage by what matters

Copilots that route the claim and show their evidence, built with the claims team. Digital & AI.

P.01

Test the price before the deck

Rate architecture tried on real quotes in three segments. Strategy & Growth.

P.06

Hand the system over on a date

An operating model, the hiring, the rehearsal, and the last invoice. People & Organisation.